On this occasion, meetcrack will review the definition of Insurance Cybersecurity, which is an insurance product that is devoted to reducing the harm caused by cyber crime. The main technological world as the development of the Internet is very sharp and impact - the impact was not only positive but also prone to the negative impacts. One of the negative impacts of the most feared by the business community is the cyber crime.
What's Cyber Crime?
Cybercrime (cybercrime) an act of abuse of or opposition to the law by utilizing the computer as a tool to do so, once this action is done especially with the widespread availability of Internet access that is easy and inexpensive, so it can trigger behaviors that are very harmful to others. with the Insurance Cybersecurity, businesses that utilize computer technology is Ter Bantu Kan. how, cool right?
Understanding Cyber Insurance
Insurance Cybersecurity is designed to be able to minimize losses caused by cyber events, including business interruption, data breaches, or it could be because it caused damage to the tissue. but not many companies engaged in insurance which provides insurance products Cybersecurity. it dies EB Akan because of the difficulty of determining insurance premiums Cyber own. many questions which arise due to uncertainty as to whether the organization making the insurance will experience an attack or not, until - until an association of America - NAIC (National Association of Insurance Commissioners) strongly recommends to the provider of Insurance to review the potential customers, whether an organization or company that has done some mitigation of risk, one example is installing a firewall, anti-virus, and others.
In America Insurance Cyber, not a new thing, this is because the level of risk of cybercrime is very high, but in contrast to the state - a country in Europe that development is not like in America, but we can be sure the next countries - countries in Europe will also point in that direction, because of rising levels of cyber crime that occurred in the country - European country.
Some leaders of IT in Indonesia exposes the importance of Insurance Cyber to reduce the risk of crime in cyberspace, and to Indonesia itself is difficult to promote insurance products Cyber, this is because the level of cyber crime in Indonesia is still high compared with the country - the country abroad , but did not rule out some insurance companies have made a run - off to lead in this direction. it is not easy to calculate how this insurance can run as well as Life Insurance and Export - Import, due to the development of computer technology itself very quickly. and to learn about the reference that will be used as a determinant of Cyber insurance products, in the field of computer science or IT is not enough, so some insurance companies re-think again how to provide this Cyber insurance products.
Cyber Insurance Providers
While this is a company that provides insurance package Cyber is (AGCS) Allianz Global Corporate & Speciality, which is a state company from Germany with the title as the largest financial services company to 25 by Forbes magazine. risks that can be addressed by a package of Allianz's insurance as the hacking attacks that impact production stopped within a few days, or if it is found the company's reputation associated with the contamination of the other party using IT technology media.
The company dared to offer insurance products Cyber scandal since the incidence of leakage of State secrets by Edward Snowden. not only that the company engaged in due Game "SONY", also suffered a loss that is more severe, with the incidence of data breaches online portal "Playstation 3" that led to the theft of data - personal data and credit card members.
Products from Allianz not only cope with losses caused by attacks from outside but can also cope with the losses caused by their own customers, as only losses caused by the lack of skilled workers in the IT field. causing congestion within the system for days - days. Another example is when there is an important data storage company in "Cloud Computing" then the data - data that is stored is not accessible, the company can guarantee to replace the collateral that has been promised by the Cloud Computing provider.
For the high premium offerings from each - each company that will ensure the security of the computer is different, it is influenced by how big the company is and how big is also a system that will be secured. but companies such as banks still have not been touched by this insurance. because of possible insurance products is still fairly new, and really need to study the existing system in the banking world.
That review on Understanding Cybersecurity Insurance For Computer / Internet may review the above can increase knowledge and information for all computer pal.